Dramatically lower defaults while
automating collections

Automated consumer loan and delinquency servicing that's 10x more powerful than traditional PAD & ACH solutions

$99,219,761

Total loans issued

17.25%

Avg Backer USDC APY

$100,138

30-day Protocol revenue

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Opporunities

Emerging Fintech

Combined APY

16.4%

Base APY

8.4%

Rewards APY

8.0%

Loan Providers

Combined APY

15.6%

Base APY

7.2%

Rewards APY

8.1%

Renewable Energy

Combined APY

18.9%

Base APY

9.7%

Rewards APY

9.2%

We're backed by

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Maximize your chance of collection

We help you supercharge debit card rails to optimize the collections process and improve your recovery rates

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Fully automated end-to-end

Servicing a customer can be as simple as making one API call. We'll handle the rest and get you results

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Simple integration

Integration can be done in a matter of days. All that's required is an iFrame and a few developer hours

How it works

01

Collect debit card details

We provide an iFrame for you to collect debit card details upon origination in your user flow from your customer

02

Determine paycheck dates

Either provide us banking transactions, or the customer's pay dates

03

Call our collections API

When you want to collect on a customer, simply call one API to initiate our system

04

Success

Upon successful collection, we'll notify you via a webhook or API call to your LMS

Founding Team

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Alexander Li

Co-Founder

Co-founded Bree, a direct to consumer early wage access provider in Canada. Before that, he was an investment banker at J.P. Morgan in the Mergers & Acquisitions group where he advised on over $35bn+ of transactions.

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Adam Kang

Co-Founder

Co-founded Bree. Previously a software engineer at Darkstore and prior to that, spent 3 years in technology investment banking at J.P. Morgan advising on $25 billion in M&A, debt and equity financing.